In some cases, the IRS will assign you a unique PIN to use when filing your return. One of the many ways ID thieves can use your information is by filing false tax returns in your name to claim refunds. An Experian study shows that tax fraud is the second most common type of ID fraud after credit card fraud, though the total amount of tax ID fraud is decreasing. Driver license fraud includes the use of another person’s identity theft protection solutions, the submission of counterfeit identity documents, and all other activities intended to obtain a driver license or ID card by a person or for a person who is not eligible for issuance of such a document. In some cases, they may also use your Social Security number to get a job. Everyone who has a Social Security number is a potential victim of identity theft. To protect your child from ID theft, keep their Social Security number and other personal information locked away. Keep your eye on any medical information you get in the mail. Medical information is appealing to thieves because it lets them commit all types of fraud – they can fill prescriptions, file claims in your name, open credit cards or get loans in your name.
We place our children’s data out in locations we least assume are achievable to shed this kind of delicate information. Therefore, those who have their vital data stored in online format, must ensure that their firewalls are up all the time and that their antivirus does not expire. By law you have the right to three free credit reports per year; from Experian, Transunion, and Equifax. According to Experian, 1.3 million children – most of them under age 6 – have their identities stolen each year. You’ll likely have to provide evidence of your child’s birth certificate. You’ll discover the fraud when you file your return and the IRS notifies you that it has already received one from you. When you send in your return, you’ll hear from the IRS that you didn’t report all your wages. If you think someone fraudulently used your SSN to file a return, contact the IRS.
You may also want to contact the Internal Revenue Service (IRS), and file an online complaint with the Internet Crime Complaint Center. The famed internet company that once bought Time Warner for $182 billion and used to make billions of dollars annually selling dial-up modem access, still has a monthly subscription service called AOL Advantage. As a result, the typical family these days is usually a victim of internet identity theft. You may need to get new personal records or identification cards if you’re the victim of ID theft. You should be prepared to give the judge typical personal information, such as name, current address, date and place of birth, height, weight, skin color, natural eye color, and natural hair color. Never respond to e-mail or pop-up messages asking you to confirm or verify account information, even if it looks official. What do I do if I get a phone call about my account?
Call your bank or the merchant if you see mistakes or signs of misuse, and ask that any fraudulent charges be removed. Examine your medical records if you suspect that someone used your name to see a doctor, get medication, or file a health insurance claim. See “Credit Report Freeze” above for information. Depending on what information was stolen, the FTC makes a different recommendation on how to manage the immediate aftereffects. Depending on how your identity was compromised and how quickly you resolved your issues, the effects of identity theft can linger long after. The immediate effects can include damage to your credit score and report, which can hinder you in many ways. Because nobody thinks to obtain a child’s credit report, this crime may go undetected for many years. Penal Code 530.5 PC is the California statute that makes it a crime to take another person’s personal identifying information and use it in any unlawful or fraudulent manner. Make sure to always maintain a copy of your police report as you will need this with creditors who may want proof of the crime. Once you’ve been notified of the rejection, which usually happens as you attempt to submit the second form, the Internal Revenue Service will ask you to complete Form 14039 indicating your identity has been stolen.